Fire & Special Perils Policy
Covers: Fire, lightning, explosion, storm, flood, riot, etc.
Key Features:
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Protection for buildings, machinery, stock
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Add-ons: Earthquake, terrorism
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Mandatory for loan-financed assets
Standard Fire & Allied Perils for Homeowners
Covers: Home structure + contents.
Add-ons:
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Burglary
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Jewellery, valuables
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Appliances & electronics
Burglary & Theft Insurance
Covers: Loss of stock, valuables, or property due to theft or burglary.
Industrial All-Risk (IAR) Insurance
For: Large manufacturing units.
Key Features:
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All-risk cover for property
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Business interruption benefit
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Tailored for plants and factories
